Practicing the Art of Contentment

We have been on this journey, this journey to debt free for almost a year now and have made very little progress. In fact we have actually racked up an extra 8000 in medical debt, but I am not mad, I am not ready to throw in the towel. I am thankful. That sounds weird, right? It's true. I am thankful that even though we have this medical debt we are all healthy and safe because we were able to get the care we needed.

I am thankful that we are on this debt free journey. We haven't paid a lot off, and while that is frustrating I am thankful that we are in a position where we can pay it off eventually. Slow and steady wins the race, every time.

Our house needs repair and it is certainly not the prettiest or biggest one on the block. The four of us live in 742 square feet and I am grateful for every single one of them. We have a roof over our heads and we can afford it, I am so thankful.

We don't have a lot of money to do things out of the house with our family and for that I am thankful. We have had the best quality time together as a family playing a board game or just talking and hanging out. When we do get to go and do things everyone is excited, happy and you guessed it thankful that we get to go out and do something together as a family. A family I could not be more grateful for.

God is great, look at your life and all he has given you. You may feel deprived while you are on this journey, but take a look around you. I betcha you can find 5 things you are so thankful to have in your life in a matter or minutes. Remember this isn't forever, it's for now and for now be thankful for what you do have and practice the art of contentment. It will make you feel better guaranteed.

We don't have the best of everything but we make the best of everything we have.

Debt Free Journey- Our Debts and Our Hopes

It's been FOREVER since I've had a quiet minute to write something on here. You will have to forgive my absence I have been loving my sweet baby boy all day long :) He's growing so fast I can't even believe it!

                             


But I digress. This post is about debt. I don't think I have ever shared the actual number anywhere so I am going to do it here. 153,525.54. Does that seem crazy to anyone else? It's crazy to us. I would like to point out the majority of that is our house and medical debt. Even so as Mr. Ramsey says debt is debt. While this number seems like a mountain we will never be able to climb sometimes, I KNOW we will get there. All it takes is hard work and determination and we have both of those in spades.

When I am not watching our little dude grow or helping our daughter through the hard times and good times of her teenage years and laughing at her jokes (she is hilarious folks!)  I am working. I have a part-time job I have had for 7 years but now work from home doing the same thing. I do surveys, amazon turk, swagbucks, I am selling stuff left and right. My husband, god bless that man, he's incredible has been working 55-60 hours a week. Though he does not get overtime (he's salary) it was that hard work that earned him a 16,000 raise last year and a promotion. He is my hero.

The other thing we do is save money anywhere we can, and BUDGET, BUDGET, BUDGET. I can't even tell you how important it is to tell your money where to go before it disappears.
Don't forget to budget some fun things in there, without the fun. life while getting out of debt will be miserable. Remember though fun doesn't have to cost a lot. An ice cream cone and a walk in the park is 1.00. Get a new board game at the thrift store for a dollar and have a fun family game night. Check out a movie at the library. I could go on and on but that's for another day.

So we know we will make it we just have to keep the faith and the determination. If you are ever feeling discouraged in your debt free journey watch this Dave Ramsey speech on getting out of debt. It still gives me chills.

OK guys, thanks for listening :)