Saturday, March 8, 2014

How to save A TON on your groceries





This food pictured above only cost me 54.19.
You can learn how to do this. It's so easy!
Here are the tips and tricks I use to save us the most money at the store to keep our family afloat.

Shop the sales! OK everyone first thing first and the most important thing to save you money. Seriously, don't buy things at full price. If you just go to the grocery store and throw things in your cart without shopping the sales you are paying DOUBLE if not TRIPLE what a person who shopped the sale would pay. 
Look through your local grocery ads every week and plan your meals around what is on sale. It might take a little getting used to but the extra money in your pocket will feel SO much better than buying what ever floated your boat at the store. Trust me on this, it's the biggest thing to save you money.

Price match! Walmart and Target are the two stores that I know price match. I have not price matched at Target but this is their policy.
 I always do my price matching at Walmart. It's easier because you can do it right at the register and their policy is very generous. Walmart's policy is found here
There are two main reasons that price matching rocks. You don't have to run to ten different stores to get the deals, gas is expensive people! You don't have to go by some of the rules in the grocery ads.  You don't have to spend 10.00 to get the price and you can buy more than what the ad might limit you to. Walmart will also take competitor coupons which is an awesome bonus!

Find and use coupons! Can't say enough about glorious coupons. They are free money. How could it get any better?!?  To get coupons get the paper and/ or find a coupon exchange.If you can find a store in your area that doubles coupons, DO IT. You can really, really maximize your savings if you take the time to plan your trip.  Find deal match up sites my favorite places to find coupons are coupon match up sites I love the data bases at the following websites; http://thekrazycouponlady.com/http://hip2save.com/, and if you live in Wisconsin http://wisconsincouponmatchups.com/.  These are some printable coupon sites, http://www.coupons.com/, http://smartsource.comhttp://www.redplum.com/ and
http://www.mambosprouts.com/.
 There are also store coupons. Walgreens and Target both have store coupons which can be combined with sales and stacked with 1 manufacturer coupon per item.


Combine coupons with sales! Whenever possible match your coupons with sales. If you get a great coupon but the product is not on sale, wait. It almost certainly will go on sale. This is how you save 50-75% on your groceries.  Once you can match the coupon and the sale try to get extra of that coupon.

Use shopping apps!
These free apps are a way you can stack, sales, coupons, store coupons and these rebates. These apps give you cash back for buying the products they have offers on. Each one will have a slightly different redemption process.
The ones I use are Saving Star, Ibotta, Checkout 51, and Shopmium. It's usually a limit of one offer per user but the offers change all the time. It's defiantly worth your while.

Start a stockpile! Sales run in cycles usually about 6-8 weeks. When a product your family uses hits a rock bottom price buy enough to last your family until the next sale. This way you can maximize your savings and not have to pay full price for the item when you run out.

Be creative!
Look into every avenue you can to save money. I looked into my Insurance program and found out they will give me 10% back on all "healthy" food at Walmart. What? Yeah, seriously. Create an account and look into rewards programs that your insurance company offers.
Always join any mailing list or loyalty program for food manufacturers. My favorite ones are kellogs family rewards, old orchard, and fresh express. Try checking the websites of your favorite brands.

Another way we keep our out of pocket cost down is by finding extra ways to add money to our budget. We participate in something called screenwise panel. By letting them monitor our internet usage (now I know this isn't for everyone) we get 60.00 a month. We use that to lower our out of pocket expenses on groceries.

You could also use  swagbucks. Swagbucks is a website where you can earn gift cards or cash by doing small activities, Internet searches and surveys. If you shop online link to the website through swagbucks to earn points as well. You probably won't be able to get enough to pay for your whole bill but every little bit helps, right? 

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